Chapter 7 - The Paper Trail

The spreadsheet displayed on the giant screen was color-coded in red and green. Thousands of rows of financial transactions were visible to every guest in the room, many of whom were prominent business owners and investors themselves.
"What is that?" Eleanor whispered, her face turning a ghastly shade of gray.
"This," Fiona announced, "is the forensic audit of Vance Event Group, compiled over the last three weeks by the premier financial crimes division of Sterling Capital."
Fiona pointed to a series of highlighted rows.
"Over the last six months, Mrs. Eleanor Vance and Miss Chloe Vance have diverted approximately $450,000 of corporate funds into three shell companies: Apex Logistics, Sapphire Decor, and EM Consulting. These companies have no physical addresses, no employees, and no legitimate business operations. The accounts for these shell companies are registered directly in your names."
"That's business restructuring!" Eleanor shrieked, her voice cracking. "Those are legitimate consulting fees!"
"Legitimate consulting fees do not require a forged commercial loan application," Fiona countered, zooming in on a document on the screen.
It was the loan document I had seen on Dominic's desk. At the bottom, in clear, bold letters, was my signature: Vivienne Sterling Vance.
"This application for a three-million-dollar commercial line of credit was submitted to Sterling Capital last week," Fiona said. "It lists Vivienne Sterling Vance as the primary guarantor, meaning if the Vance Event Group defaulted—which, given your current financial trajectory, was a mathematical certainty—Vivienne would be held personally and criminally liable for the debt."
Fiona looked directly at the crowd.
"We have already conducted a forensic handwriting analysis and digital signature trace. The signature on this document was digitally forged from a template signature stored on Dominic Vance's personal laptop. The forge was authorized by Eleanor Vance."
The crowd erupted into a deafening roar of outrage.
"They tried to frame her for embezzlement!"
"And they ripped her dress to make her look like a thief!"
"This is insane! They're criminals!"
Dominic looked as if he might faint. He turned to me, his eyes wide, his hands shaking. "Vivienne... I didn't know about the forgery. I swear, I didn't know my mother would use your signature like that. I just thought we were getting a loan—"
"You knew, Dominic," I said, my voice steady, my eyes cold and dead. "You knew because I confronted you about it three weeks ago. And instead of protecting me, you told me to 'stay quiet.' You wanted me to take the fall so your mother and sister could keep living in luxury."
"I was trying to save our family!" he cried.
"No," I said, stepping closer to him, letting the warmth of Fiona's coat wrap around me. "You were trying to save yourself. But you forgot one simple rule of accounting, Dominic."
May you like
I smiled, a cold, triumphant smile.
"The books always balance. And tonight, your ledger is in the deep red."